Family Love
Insurance
Discover product details
Does your funeral policy give you confi- dence that you can cover expenses associated with loss of loved ones?
Sanlam is a brand you can trust. Yes, you can trust us!.
Does your funeral policy give you a cashback after every 3 years if claim is made? With our Family Love Plan, you receive cashback with or without claims every three years. Yes, with or without claims made!
Do you have to be included or be part of a policy before you can take cover for loved family members? With our Family Love Plan, you can insure your family members without being part. Just pay the premium without being part.
Do you know whether your funeral policy provides an income after the death of a policy holder or spouse? With our Family Love Plan, income is made available for the family in addition to the funeral benefits.
Retire with premium payments after 15 years of payments and enjoy the policy over the period of your lifetime. Yes, you don’t pay premiums again but you enjoy the benefits.
Key benefits
Discover product benefits
10% of the selected funeral benefit is paid as repatriation expenses to enable policyholder or premium payer convey the mortal remains of all loved ones covered under the plan. Yes! the 10% is not deducted from the funeral benefit. This benefit is for Classic and Prestige Love packages.
30% of the selected funeral benefit is paid as one week celebration expenses. Yes! the 30% is not deducted from the funeral benefit. This benefit is for Classic and Prestige Love packages.
The plan provides payment of lump sum benefit equal to the cover amount selected based on the automatic inflation protector option at the time the claim occurred in the event of death of any life insured under this policy whilst the policy is active. Inclusive Love, Classic Love and Prestige Love packages enjoy this this cover/benefit.
The plan pays Ghs500 as income for the next six months to cushion the family at demise of the policyholder and spouse. This benefit is for Classic and Prestige Love pack- ages.
Under the prestige package, 50% of the funeral benefit shall be paid as lump sum as 1st Anniversary Benefit in the event of death of a life insured under this plan.
This cover pays twice of a selected benefit if anyone covered by this policy dies through accident. This benefit is for Classic and Prestige Love packages.
Premium payment under this policy shall be waived and the policy converted to paid-up when the Policyholder being the principal life dies after the waiting period while the policy is active.
This benefit is for all packages.
(Defined Physical Impairment Cover)
Premium payment under this policy shall be waived and the policy converted to paid-up when the principal life becomes permanently and totally disabled (as defined under this policy) while the policy is active. This benefit is for Classic and Prestige Love packages.
Premium payment under this policy shall be waived and the policy converted to paid-up when the principal life becomes retrenched (as defined under this policy) while the policy is active. This benefit is for Classic and Prestige Love packages.
Enjoy no premium payments for January and September each year. Premium is waived for all funeral benefits for all lives assured while the policy is active.
This benefit is for Prestige package.
The policy shall pay 10% of the paid funeral cover premiums for every 3 years where policy has been active and irrespective of claims made on the policy. Yes! Irrespective of Claims made on the policy.
This benefit is for all Family love packages.
Family Love Plan
Show love to your loved ones when it matters most.
Iam Kwame, 45 years of age and would like to cover myself and loved family members
including my spouse, child, parent and my uncle. If I chose Ghs10,000 cover, what will my total benefit
and premium under Inclusive, Classic or Prestige Love be?
Natural death benefit (Ghs 50,000)
Accidental death benefit, all lives (Ghs 50,000)
Cash back benefit irrespective of claim (1st 3yrs) (Ghs169.81)
Kwame enjoys cover for life at age 60 but pays no further premium
Premium payment waived on death of main life (premium payer)
Kwame’s cover will increase annually subject to 10% annual premium increase
Natural death benefit (Ghs 50,000)
Double Accidental Death Benefit, all lives (Ghs 50,000).
Cash back benefit irrespective of claim (1st 3 years) (Ghs256.44)
Kwame enjoys cover for life at age 60 but pays no further premium
Premium payment waived on death, disability or retrenchment of main life (Premium payer)
6 months family income benefit on death of main life and spouse cover (Ghs6,000)
10% burial repatriation benefit (All lives covered Ghs5,000)
30% 1 week celebration (Exclude children Ghs12,000)
Kwame’s cover will increase annually subject to 10% annual premium increase)
Natural death benefit (Ghs 50,000)
Double Accidental Death Benefit, all lives (Ghs 50,000)
Cash back benefit irrespective of claim (1st 3yrs)(Ghs358.44)
Kwame enjoys cover for life at age 60 but pays no further premium
Premium payment waived on death, disability or retrenchment of main life (Premium payer)
6 months family income benefit on death of main life and spouse cover (Ghs6,000)
10% burial repatriation benefit (All lives covered Ghs5,000)
30% 1 week celebration (Exclude children Ghs12,000)
2 months annual premium holiday
50% 1st anniversary benefit (Ghs25,000)
Kwame’s cover will increase annually subject to 10% annual premium increase