Accident and Health | SanlamAllianz Ghana

Accident and Health
Insurance

Personal & Group Personal Accident Insurance

This bundle of policies compensates our clients in the event of an accident which results in death, bodily injury or disability, and is suited for individuals or groups of people.

Money in transit / Cash in transit

Protect your banking transactions against loss and damage.

Cash-In-Transit Policy

  • What It Covers : Accidental loss or damage to cash, banknotes, cheques, postal orders, and more.
  • When It Applies : While transporting cash from one place to another, like from your business to the bank or within the country.

Cash-In-Safe Policy

  • What It Covers: Accidental loss or damage to cash while it is stored in a safe at your business premises.
  • When It Applies: When your cash is securely held in a safe at your specified location.

Peace of Mind for Your Money

With our Cash-In-Transit and Cash-In-Safe policies, your money is protected whether it's on the move or stored safely at your business. Keep your cash secure with us!

Fidelity Guarantee

Protect Your Business from Employee Fraud

Worried about fraud or dishonesty by your employees? Our Fidelity Guarantee policy has got you covered.

  • What It Covers
    • Protection Against Fraud: Covers direct financial loss caused by fraudulent acts or dishonesty by your employees.
    • Reimbursement: The insurance company will reimburse you for the loss, up to the amount specified in your policy.
  • When It Applies
  • During Employment: The fraudulent act must occur while the employee is continuously employed by you.
  • Discovery Period: The fraud must be discovered either during the policy period or within six months after the policy ends or the employee's termination, whichever comes first.

Keep Your Business Secure

With our Fidelity Guarantee policy, you can safeguard your business against potential fraud or dishonesty by your staff. Stay protected and secure your financial health.

Personal Accidents

Our Personal Accident Insurance protects you against a range of risks related to bodily injury and disability:

  • Bodily Injury
  • Loss of Limbs
  • Loss of Eyes
  • Permanent Total Disablement
  • Temporary Total Disablement
  • Medical Expenses
  • Death

How It Works

If you suffer an injury during the insurance period that leads to death, temporary disability, or permanent disability, SanlamAllianz will pay you the benefit specified in your policy.

Why Choose Personal Accident Insurance?

Financial Protection: Receive compensation for injuries that impact your life and livelihood.

Comprehensive Coverage: Covers a wide range of injuries and disabilities.

Peace of Mind: Know that you're protected against the unexpected.

Stay protected with Personal Accident Insurance and secure your future.

Find an agency

Our advisers are at your service and at your disposal to answer all your questions and offer you the solutions best suited to your needs.

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