Safeguard Your Profits

Our Business Interruption Insurance is designed to compensate you for lost profits and fixed costs when your business operations are disrupted.

Here's how it helps:

• Net Profit: Compensates for loss of net profit due to business interruption.
• Fixed Costs: Covers standing charges like rent, interest, and employee wages and salaries.

- When It Applies

• Fire Outbreaks: Provides coverage if a fire disrupts your business.
• Machine Breakdowns: Covers interruptions caused by machinery breakdowns.

- Why Choose Business Interruption Insurance?

• Financial Stability: Maintain your income even when business operations are halted.
• Fixed Cost Coverage: Ensure essential expenses are covered during downtime.
• Employee Security: Keep paying your employees even during interruptions.

Protect your business from unexpected interruptions with Business Interruption Insurance. Keep your profits safe and your operations steady.

Protecting Your Property from Fire and More

Our Fire and Allied Perils policy safeguards your property against damage or loss caused by fire, lightning, and domestic explosions. But there's more—this coverage can be extended to protect against additional risks, including:

• Aircraft Damage
• Extended Explosions
• Riot and Civil Commotion
• Malicious Damage
• Natural Disasters like earthquakes, storms, tempests, and floods
• Water Damage from bursting or overflowing water tanks, and sprinkler leakages
• Impact Damage from vehicles or falling objects
• Subsidence and Subterranean Fire
• Spontaneous Combustion

This comprehensive coverage ensures that your property is protected from a wide range of potential hazards.

Is your property fully protected? Secure it with SanlamAllianz today!

Keep Your Valuables Safe with Our Burglary Insurance

Worried about break-ins? Our Burglary Insurance has got you covered!

What It Covers: This policy protects you from loss or damage to your property, whether you own it, hold it in trust, or are responsible for it.

When It Applies: You’re covered if your property is stolen or damaged due to a burglary or break-in that involves forced and violent entry or exit from your premises.

Where It Works: This protection applies anywhere in Ghana.

Rest easy knowing your valuables are secure, no matter where you are in the country.

Isn’t it time to protect what’s yours? Get insured today!

Protect Your Valuable Assets with Our All Risks Insurance

Imagine this: Your valuable equipment or machinery gets damaged or destroyed unexpectedly. What now? With our Assets All Risks Insurance, you’re covered!

Here’s how it works:

• Comprehensive Coverage: We protect your insured property against almost any accidental, sudden, or unforeseen event.
• Peace of Mind: If something goes wrong, we’ll either pay you the value of the damaged item or choose to repair or replace it.
• Almost Everything Covered: Our policy covers nearly every risk, except for a few specific exclusions.

So, you can keep your business running smoothly, knowing your important assets are in safe hands.

Isn’t that reassuring? Get covered today!

Protecting Your Business in the Digital Age

In today's world, cybercrime and digital threats are constantly evolving. With years of experience, SanlamAllianz is a leader in safeguarding businesses from these risks. We offer a wide range of cyber insurance products, customized to fit your specific needs.

Whether you’re looking for stand-alone cyber insurance or prefer to integrate cyber risk coverage into your existing property and liability policies, we have the right solution for you. Our coverage ensures peace of mind, protecting you from potential financial losses due to cyber incidents.

• Data Breach Liability: Protection for personal and corporate data breaches.
• Data Breach Costs: Covers expenses like notification and IT forensic costs.
• Network Security Liability: Safeguards against hacked systems, including denial of service attacks.
• Media Liability: Protection for digital publications.
• Business Interruption: Covers losses from a cyber incident disrupting your operations.
• Restoration Costs: Covers the cost of restoring data and programs after a cyber interruption.
• IT Forensic Support: Helps manage and investigate the breach.
• Crisis Communication: Assists in managing your reputation during a cyber crisis.

Coverage Options:

• Primary Stand-Alone Cyber Insurance
• Excess Cyber Insurance
• Technology Professional Indemnity (PI)
• Media Professional Indemnity (PI)
• Stay ahead of digital threats with SanlamAllianz’s Cyber Insurance. Protect your business today!