Liability Insurance | SanlamAllianz Ghana

Liability
Insurance

Public Liability & Product Liability

Safeguarding Your Business from Risks :

  • Public Liability Insurance: This policy protects you if your business is held liable for death, bodily injury, or property damage caused to the public due to an accident on your premises or during your operations.
  • Products Liability Insurance: This coverage steps in if your products cause accidental death, bodily injury, or property damage to consumers or the public.

Together, these policies ensure your business is protected from potential risks, whether they arise from your operations or your products.
Is your business covered? Get insured today!

Employer’s Liability/Workmens’ Compensation

Comprehensive Protection for Employers

As an employer, you may be legally liable if an employee sustains an injury, contracts a disease, or suffers an accidental death while on the job. Our Workmen’s Compensation Insurance covers your liability in these situations, ensuring that your business is protected from the financial impact of workplace accidents.

This policy is fully compliant with the Workmen’s Compensation Law, 1987 (PNDCL 187) , and provides:

  • Coverage for Injuries and Diseases : Protects your employees who sustain personal injuries or illnesses arising out of and during the course of their employment.
  • Legal Protection: If you are legally required to pay compensation, either at common law or under specific legislation, we’ll indemnify you against all sums for which you’re liable.

Stay compliant and protect your team with SanlamAllianz’s Workmen’s Compensation Insurance.

Professional Indemnity

Protecting Your Business from Professional Risks

Our Professional Indemnity Insurance is designed to protect professionals like doctors, lawyers, and accountants from the financial impact of mistakes.

Here’s how it works:

What It Covers: If you or your employees make a mistake—like a negligent act, error, or omission—that results in a financial loss for a client, this policy covers the costs up to the limit stated in your policy.

Legal Protection: It ensures that if you become legally liable to pay compensation due to an error in your professional services, you’re covered.

Who It’s For: Perfect for professionals who need to protect themselves against the risks that come with their expertise.

Stay focused on delivering the best service, knowing you’re protected if something goes wrong.

Isn’t it time to secure your professional peace of mind? Get insured today!

Banker’s Indemnity

Comprehensive Protection for Banks

Our Bankers Blanket Policy is tailor-made for banks, providing wide-ranging protection against various risks:

Employee Dishonesty: Covers losses due to dishonest or fraudulent acts by employees.

Criminal Acts: Protects against losses from burglary, larceny, robbery, hold-ups, and other malicious acts.

Forgery and Fraud: Includes coverage for losses from forged documents, counterfeit cheques, and fraudulent withdrawals.

Property Damage: Provides indemnity for damage to bank property like vaults, safes, equipment, and furnishings.

This policy ensures your bank is protected from the unexpected, giving you peace of mind to focus on what matters most.

Ready to safeguard your bank? Get covered with the Bankers Blanket Policy today!

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