Protect Your Small Business Against Everyday Risks

Running a business in Ghana comes with both opportunity and risk. Whether you're a startup, shop owner, distributor, or service provider, protecting your investment is key to long-term success.
SanlamAllianz’s Business Guard is a tailor-made business insurance package for SMEs in Ghana, designed to shield you from financial loss caused by fire, theft, accidents, employee dishonesty, liability claims, and more.

• Comprehensive small business insurance coverage in Ghana
• Affordable packages for startups, small and medium-sized enterprises
• Protection for your assets, cash, stock, employees, and liability risks
• Fast claims support from a trusted global insurance brand
• Tailored to match your business type and budget

• Fire & Allied Perils Insurance — Protection against fire, floods, storms, and lightning
• Burglary & Theft Cover — For stock, equipment, and business contents
• Public Liability Insurance — Protects you against third-party injury and property damage claims
• Employer's Liability Cover — Compensation for employees injured at work
• Money Insurance — Coverage for cash in transit, cash in safe, or on your premises
• Business Interruption — Income protection during insured disruptions
• Employee Dishonesty (Fidelity Guarantee)
• Group Life Cover — Financial support for employees’ families in the event of loss

• Small and Medium Enterprises (SMEs) in Ghana
• Retail businesses and shops
• Wholesalers and distributors
• Service-based companies
• Manufacturers and factories
• Office-based businesses and startups

As one of the leading insurance providers in Ghana, SanlamAllianz offers:

• Affordable SME insurance packages
• Local expertise combined with global strength
• Reliable claims handling
• Speed, convenience, and customer-first service

Protect your hard work and business growth with confidence.